.topbar {
	FONT-SIZE: 10pt;
	COLOR: #000066;
	FONT-FAMILY: Arial, Helvetica, sans-serif;
	text-decoration: none;
	background-image: url(bkg3.gif);


}
.topbar A:link {
	COLOR: #FF0000; TEXT-DECORATION: none
}
.topbar A:visited {
	COLOR: #FF0000; TEXT-DECORATION: none
}
.topbar A:hover {
	COLOR: #000066;
	TEXT-DECORATION: underline;


}
.topbarn {
	FONT-SIZE: 10pt;
	COLOR: #003366;
	FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;


}
.topbarn A:link {
	COLOR: #003399;
	TEXT-DECORATION: none;

}
.topbarn A:visited {
	COLOR: #003399;
	TEXT-DECORATION: none;

}
.topbarn A:hover {
	COLOR: #28A451; TEXT-DECORATION: none
}
.body-text {
	FONT-WEIGHT: bold; FONT-SIZE: 15px; COLOR: #000000; FONT-FAMILY: arial
}
.footer-light {
	FONT-SIZE: 11px; COLOR: #555555; FONT-FAMILY: verdana, arial
}
.nav {
	FONT-WEIGHT: bold; FONT-SIZE: 15px; COLOR: #000066; FONT-FAMILY: Arial, Helvetica, sans-serif
}
.twolink {
	FONT-SIZE: 8pt;
	COLOR: #999999;
	FONT-FAMILY: Arial, Helvetica, sans-serif;
	text-decoration: none;

}
.twolink A:link {
	COLOR: #999999; TEXT-DECORATION: underline
}
.twolink A:visited {
	COLOR: #999999; TEXT-DECORATION: underline
}
.twolink A:hover {
	COLOR: #666666; TEXT-DECORATION: underline
}
.bkgd {
	background-image: url(bkg1.gif);
	background-repeat: repeat-x;
}
td {
FONT-SIZE: 13px; COLOR: #000000; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif
}
.bold {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: bold;
	color: #000066;
}
.intro {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #003399;
}